About Us

1% Club is an education-led fintech platform that helps people make smarter decisions with their money.

Founded by Sharan Hegde and Raghav Gupta, 1% Club was built on a core belief: financial literacy is the first step to financial independence. That belief built India's most trusted personal finance education brand, and has since evolved into a fintech platform with an app that helps users invest, plan, and manage their money in one place, powered by AI.

Company Snapshot

Headquarters: Mumbai, India

Team Size: 200+

Backed by Gruhas (Nikhil Kamath)

What We Do

Financial Education

7L+ learners across personal finance, taxation, insurance, credit cards, and investing through live masterclasses and a subscription-based membership.

Fintech Services

The 1% Club app is built to replace the traditional bank RM with something smarter, faster, and always available. It combines an AI finance copilot with a curated set of financial products, including mutual fund baskets, fixed deposits, and stock baskets, with plans to solve for credit cards, taxation, insurance, and loans over time. For users who want deeper guidance, the app offers Personal CFO, a premium SEBI-registered advisory service for end-to-end financial planning. Insurance advisory is handled through Pillow, an independent vertical focused on transparent, long-term protection.

Compliance & Governance

1% Club operates under:

SEBI-registered Investment Advisor (RIA) license

SEBI-registered Research Analyst (RA) license

Trust is the foundation. Compliance is how we protect it.

The Road Ahead

Build the simplest, smartest way for Indians to manage their money, end to end, in one app. The modern replacement for your bank RM.

Come build it with us.

🎯 What will you do?

You’ll be working on the core systems behind a platform that's redefining how millions of Indians manage their money, with real-time applications, AI copilots, and blazing-fast apps.

You’ll have end-to-end ownership of features, working directly with the CTO and founding team to take ideas from whiteboard to production.

We care less about what stack you’ve used and more about how you think. You should be fluid across tech, know the “why” behind every decision, and treat speed and stability like religion. If you can write clean code, debug production like a ninja, and nerd out on system-level optimization, we’d love to have you.

Key Responsibilities
 

• Design, build, and maintain high-throughput, low-latency applications for mission-critical systems using Golang, Typescript.
• Work closely with Product Managers, Designers & Backend Engineers to deliver seamless user experiences.
• Break down complex user problems into simple, scalable backend solutions.
• Own entire features end to end, taking responsibility for coding, unit testing, bug fixing & documentation.
• Participate in architectural discussions, contribute to the tech roadmap, and drive technical strategy.
   

🤩 You’ll be a great fit if you have
 

• 0–2 years of experience in a Backend SDE role, preferably in a fintech company.
• Proficiency in GoLang and experience with other programming languages such as JavaScript, TypeScript is a plus.
• Ownership and obsession with the product.
• Willingness to learn and adapt to new technologies and tools.
   

🤌 Bonus points
 

• You can use AI to automate grunt work and 10x your output
• You have a good eye for details
• You think like a product owner, not just an engineer
• You have worked at a FinTech before
   

🤙 Perks And Benefits
 

• BYOS (Build Your Own Setup): Mac/Windows/Linux, iPad, Monitors - anything you need to work comfortably.
• Work hard, Party harder: Company offsite, team lunch/dinner, game nights, and day outings are a few of the many things you’ll experience if you work out of the Bengaluru office.
• Highly competitive salary: We offer above-market salary & equity packages.
   

Skills: javascript,unit testing,go golang,bug documentation,backend development,typescript,system level optimization,golang,debugging,fintech,bug fixing,bug,coding,clean code